There are three different finance options available. One of them is sure to be the one you want!

Should you choose to finance your vehicle through an Instalment Sale Agreement, MFC will finance the car from the dealer on your behalf.

You will own it and drive it until the specified amount has been paid back to MFC over the contract period.

MFC will be the Title holder and retain the original registration document (Natis) and you will be the owner of the vehicle. After you have paid back the specified amount MFC will release the registration papers (Natis) to you and will then be able to transfer the title holder to yourself.

The MFC Equalizer product allows you to avoid the unexpected impact that interest rate hikes may have on your monthly instalments, thus giving you the added benefit of improved budgeting.

In the event of a rate increase the Equalizer offers fixed monthly payments for the duration of the contract and the nett effect of all rate movements are deferred to the final payment.

In other words if the interest rate increases, your monthly instalments will remain the same and the final payment will be proportionately increased. Should the interest rate decrease your payment will also remain the same however the last payment will decrease accordingly.

You may opt to refinance the final payment, subject to normal credit criteria. Equalizer is not available on deals below prime, DIC paid from prime linked.

This option allows you to lease the vehicle with the option to buy the vehicle at the end of the agreement period