I can cover my monthly instalments, but it's too much of a struggle.
Restructure your deal
Restructure your loan over a longer term
- This will reduce your monthly instalment
- Improved credit record
- Pay minimal arrears interest
What To Do
- Calculate what you can comfortably afford to pay for vehicle finance every month. Use our budget calculator to help you.
- Call us on 0860 879 900 and ask to have your deal restructured. Please note that you can only restructure your deal once a year.
This option will increase your total interest payments
You will still be required to contribute to your loan each month
Terms and conditions apply and is subject to approval
Sell your vehicle yourself
Sell your vehicle on your own and settle MFC.
- You can make a fresh start, manage your affairs and switch to a more affordable vehicle
What To Do
- Call us on 0860 879 900 and ask for assistance.
We won’t be able to stop our collections procedures while you do this
Ask us to help you sell your vehicle
Use our assisted-sales programme to sell your vehicle